Beem: Better than Cash Advance 4.3.120

Line Financial, Pbc – Freeware – Android iOS
out of 22426 votes

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Beem (formerly Line) offers a comprehensive solution that sets it apart from traditional instant cash advance apps, payday loans, personal loans, and credit products. By subscribing to Beem, users can access features such as withdrawing verified bank deposits early, job loss protection, tax filing services, and more. Plans are available starting at a low monthly fee of $2.47. It's important to note that Beem distinguishes itself from typical payday loan or cash advance apps.

One of Beem's standout features is Everdraft™, which allows users to withdraw amounts ranging from $5 to $1,000 of verified bank deposits early without the need for credit checks, interest charges, income restrictions, or due dates. Users can choose how they access these funds, with fees ranging from $0 to $4 based on their selection.

Beem also provides a seamless experience for filing Federal and State taxes in any state to optimize tax refunds. The platform prioritizes ease, speed, security, and affordability in tax filing. Additionally, Beem equips users with tools and services to enhance financial management and online identity protection.

Furthermore, Beem offers savings opportunities of up to 40% on car insurance quotes through its Drive Safe program. Users can receive verified bank deposits early through the Beem app or via gift or prepaid cards with express delivery fees applicable for instant cash transfers to bank-issued debit cards.

The platform also allows users to unlock additional funds through cash boosts and leverage gift cards, Visa, and MasterCard Prepaid Cards to receive and use cash at various retailers. Beem's availability is currently restricted to the US and is developed by Line Financial - a US-based Public Benefit Corporation.

Beem stands out from traditional cash advance apps due to its diverse range of benefits which include Everdraft™ access, free money transfers, personalized financial management through the Better Financial Feed feature, seamless tax filing services, savings on car insurance premiums via Beem Drive, cashback rewards on daily expenses by linking credit or debit cards, credit monitoring tools, and robust security measures that prioritize user privacy.

If individuals have encountered challenges with traditional cash advance apps or are seeking alternatives to instant loans like MoneyLion, Dave, Brigit, Chime, Klover, Albert, Floatme, or Empower, Beem presents a viable solution by offering early access to verified bank deposits contingent upon meeting specified terms and conditions and qualification criteria including creditworthiness and income verification.

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